In my previous Forbes column, I wrote about the fragmentation of the banking value chain and the need for banks to embrace a far more adaptive business model that componentizes the traditional bank ...

Oppenheimer banking analyst Chris Kotowski said this week’s big stock dive by New York Community Bancorp Inc. and the subsequent swoon of regional-bank stocks demonstrates the value of larger, ...

Banking as a Platform is becoming a hot topic but what exactly does it mean? BaaP refers to a model where a bank integrates services from fintechs and offers these to its own customers. In practice it ...

forefront of consumers.” In their latest whitepaper, the researchers highlighted “how BaaP can help traditional banks regain their competitive edge against neobanks.” This, according to the Juniper ...

Starting a neo bank business can be a rewarding endeavor. Neo banks, also known as digital banks, operate entirely online without any physical branches. This digital-only approach appeals to ...

WASHINGTON--(BUSINESS WIRE)--With banking news making national headlines, the Independent Community Bankers of America (ICBA) is delivering a powerful and timely message: Where you choose to bank ...

The conversation about digital business model innovation is not new, but it has never been more pressing. As CEOs grapple with their biggest challenge, namely, how to stay relevant amid rapid change ...

Bundesbank’s president, Joachim Nagel, urged central banks to revamp their business models and adopt digital currencies during the BIS Innovation Summit. Central banks’ future depends on a revision of ...

BRUSSELS, Jan 23 (Reuters) - It is too early to draw all the lessons from the six-month-long market turmoil, so the temptation to make quick changes to banking supervision should be resisted, top EU ...

The subprime crisis and credit crunch were just the beginning. The next few years should be more volatile and less profitable for the biggest lenders. For major banks, the next few years will be a ...